Bookselling

Existing home sales in the United States fall for the seventh consecutive month in August and the Fed is about to inflict “a little pain” with a 75 basis point rate hike – here’s how to prepare your portfolio and your wallet

By Emma Ockerman Wednesday’s best personal finance stories Hi, MarketWatchers. Don’t miss these top stories. Brace yourself: the Fed is about to inflict “some pain” with a 75 basis point rate hike. Here’s how to prepare your wallet and wallet. This is the Federal Reserve’s third 75 basis point rate hike this year. Read more […]

Bookselling

Predatory payday loan companies thrive amid unequal laws and stolen data | Local News

Special for the News Herald ASHEVILLE — As consumers lost their jobs and struggled to make ends meet during the COVID-19 pandemic, many turned to payday loans and other short-term solutions. This has not only allowed predatory lenders to thrive – many borrowers still face exorbitant interest rates and opaque fees – but has also […]

Bookselling

Cash Advance Apps vs Payday Loans: Which is Better?

(NerdWallet) – If you’re asked to imagine a payday lender, you might think of a storefront in a strip mall with green dollar signs and neon slogans like “everyday payday.” You probably wouldn’t imagine a mobile app that advertises on TikTok and sports a colorful logo. But cash advance apps like Earnin and Dave provide […]

Dictionary book

Banh mi and omakase join the dictionary. What it says about the Asian cultural influence.

When Andrea Nguyen was growing up in the 1970s and 80s, banh mi was still an insular Asian experience. Found almost only in Vietnamese refugee enclaves, it was a low-cost community staple – a convenient and portable dish as well as tasty. But banh mi is now so ubiquitous that it was added to the […]

Guidebook

Keller Williams Releases Updated Home Buying Guide

“Your First Home” is designed to be a guide for new real estate consumers. The book is now in its second edition and includes updated information on a range of current topics. With the industry and market moving faster than ever, plan to get together with the best real estate community at our flagship event. […]

Bookselling

These loans should be avoided..? Do you know why?

These loans should be avoided..!? Do you know why? Many people think they shouldn’t take out loans. But at the end of the month, we will be forced to take out loans. This will be unavoidable in middle-class families earning a monthly salary. However, experts say they can avoid taking out some loans. Why do […]

Bookselling

With very high inflation, taxpayers are reconsidering their payment options

Taxpayers often wonder how to repay their tax debts. But with inflation and rising interest rates, these questions are becoming more common, and the standard answers don’t always apply. To make a good decision, it is important to understand how the IRS applies interest and penalties to tax bills. Penalties Two common penalties for individual […]

Bookselling

Payday Loan Scams Consumers Should Be Aware Of: Fake Loans, Stolen Information, Fraud

Payday loans in the US are a hugely predatory industry, and now the landscape is getting worse as scammers pose as popular lenders try to scam people. A new report from the Better Business Bureau on these scammers highlighted the story of Shirleywho “received a call from a woman who said her name was”Lawrence Green.Lauren […]

Bookselling

Bankruptcy is not the only option

A consumer proposal is a legally binding agreement that is regulated by the Office of the Superintendent of Bankruptcy. This is a very common solution used to solve debt problems. Filing a consumer proposal often results in the reimbursement of only 30-70% of what you owe, through negotiation with your creditors. Types of debts that […]