Writer opposes payday loan bill Dear Editor: Recently, I was appalled to learn of a proposed bill at the Indiana Statehouse offering a “solution” to the payday loan industry. SB 352, dubbed the supervised consumer lending bill, claims to benefit the too many struggling Hoosiers who use these predatory services. Considering that the current legally […]
WASHINGTON, DC – Today the White House released the first edition of its guide to bipartisan infrastructure law to help state, local, tribal, and territorial governments leverage historic infrastructure investments in our nation. . The guide is a one-stop-shop on the law and contains the most comprehensive information yet on the more than 375 programs […]
“Overdraft fees are deeply unpopular with consumers, and consumers now have more choice,” says Leigh Phillips, CEO of fintech nonprofit SaverLife and chairman of the Consumer Advisory Board of the Consumer Financial Protection Bureau. “Previously, they only had mainstream options like banks and credit unions or fringe services like payday loans. Today, neobanks and challenger […]
In our daily tasks, we rely on our ability to move from one point to another. We humans have to move to survive, without movement we couldn’t get to work, buy groceries and toiletries or even go to important places. Most of this problem can be solved by getting a car. A car really solves […]
About a quarter say they worry about covering basic household expenses As Americans struggle to ride out the effects of the pandemic, inflation presents a new wave of setbacks. While consumers are improving their finances through some measures, other signifiers indicate that some are making risky choices that could further jeopardize their financial footing. in […]
Workplace laws are changing rapidly, especially around COVID-19 safety rules and state-level paid leave requirements. Employers should review their manuals to ensure policies are updated as the pandemic continues and new laws come into effect at the federal, state and local levels. “Annual employee handbook reviews, conducted by attorneys, are always a prudent way to […]
The Herbal Healing Handbook is a spiritual guide to using plants, essential oils, aromatherapy, and other natural elements to treat ailments and help prevent disease. In her latest book, bestselling author Cerridwen Greenleaf shares the healing power of plants, roots, herbs, essential oils, aromatherapy and all natural remedies. If you’re tired of automatically turning to […]
The TOUGH financial times caused by the pandemic are pushing consumers to the limit. Chargebacks and overdue credit card balances are on the rise again. Faced with layoffs and tough economic times, many people are turning to their credit card to pay for basic expenses such as food and housing. Many people dip into their […]
(MENAFN – ValueWalk) When it comes to things that may pose a risk to your finances, certain activities may immediately come to mind. Investing heavily in high-risk stock options, quitting your job without a back-up plan, or habitually making large, unnecessary purchases are all obvious actions that can certainly affect your finances. But what about […]
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TOPEKA, Kan. (WIBW) – With payday lenders able to charge up to 391% interest in the Sunflower State, community leaders have called on Kansas lawmakers to change. Topeka JUMP says community members from local and state organizations came together to demand reform of payday lending practices across the Sunflower State on Wednesday, January 19. Kansans […]
Intended for anyone responsible for establishing, leading, supporting, or working with a government agency dedicated to managing disaster recovery after a catastrophic event, the “Handbook on Recovery Institutions: A Guidebook for Recovery Leaders and Practitioners describes institutional options, features, and management lessons based on actual disaster recovery operations experience. It is a useful planning tool […]
Customers who have fallen victim to unaffordable payday loans only have days to ensure they get cash back before their lender goes into administration. Cash compensation is sent to thousands of customers who have taken out loans from Money Shop, Payday Express and Payday UK clients. But watch your bank account, because if you don’t […]
Employment is a crucial factor of inclusion: it brings economic independence, and it is often a starting point for newcomers and migrants to develop local networks and relationships, and to fully develop their potential. However, migrants and newcomers do not always have easy and clear access to information about their rights and duties; in addition, […]
Those claiming Universal Credit and feeling the pinch in January can apply for an advance of up to £812. This is a “budget advance” and can be used to cover emergency household expenses. However, it is not free money and will need to be paid back, usually through discounts on future Universal Credit payments. Still, […]
By Katryna Perera (January 14, 2022, 7:24 PM EST) – A DC federal judge on Friday dismissed a case against the US Consumer Financial Protection Bureau regarding the agency’s decision to repeal capacity underwriting requirements for reimbursement for payday lenders, despite arguments from community advocates that the agency used poor analysis to justify the rollback. […]
Kent Kaiser | The Detroit News Late last year, the so-called “Michiganders for Fair Lending” launched a ballot initiative that would do anything but make lending fairer in Michigan. They named this monstrosity the “Michigan Payday Loan Interest Rate Cap Initiative,” which would likely drive Michigan lenders out of business, hurting working-class Michigan residents. To […]
07 Jan 2022, 14:54 is updated: 07 Jan 2022, 14:54 ist There are two silent killers in the modern world whose victims are more and more numerous every year. Their names are stress and depression, and they have caused unspeakable misery for generations. Yet while their hold is fierce and their power overwhelming, there are […]
(ABC4) – According to wordgenius.com, 9 words are going to be removed from the dictionary. However, universal dictionaries like Oxford or Merriam-Webster will likely be marked as “archaic”, “historic” or “obsolete”. There are over 170,000 words in the Oxford English Dictionary, and many of these words are gradually being phased out of our everyday language, […]
Editor’s Note: Every year, Best of Jackson Hole asks you to vote for your favorites: favorite foods, favorite adventures, local hangouts. It’s a celebration of the businesses, culture and people that make Jackson so special. To ring in the nominations season, which kicks off next week, we’re sharing evergreen content from the Best of Jackson […]